Residential appraisals, matched to the market.
Avisso manages residential appraisals for purchase, refinance and home-equity lending. We select an appraiser with the property and local market in mind, coordinate the order and review the report before delivery.
When a residential appraisal fits.
Start from the loan and the property. We’ll confirm the right report and scope before the order is placed.
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01
Purchase and refinance
Conventional loans on single-family homes, including homes in PUDs (1004), and individual condominium units (1073), with a full interior and exterior inspection.
1004 · 1073 -
02
Home equity and lower-risk files
Where the lender’s guidelines allow, an exterior-only report can fit a lower-risk decision.
2055 · 1075 -
03
Small residential income
Two- to four-unit properties, with rent analysis as part of the report.
1025 -
04
FHA and government lending
Government loans have their own property and documentation rules. FHA assignments, including 2–4 unit and 203K, go to appraisers who already work with them. USDA and VA appraisals are also available; see FHA and government lending.
FHA 1004 · 1073 · 2–4 unit · 203K -
05
Appraisal updates and completion reports
An update to an existing appraisal, or a report confirming completion of required repairs or construction, depending on the assignment.
1004D
Before you order
What helps us discuss the assignment.
- The property address and typeSingle-family, condominium or PUD, 2–4 unit or manufactured home.
- The loan purpose and programPurchase, refinance or home equity; conventional or FHA.
- The report form, if you know itIf you aren’t sure, describe the loan and we’ll help confirm the scope.
- Access and contact detailsWho can arrange the inspection, and anything that affects scheduling.
- Anything unusualRecent renovation, additions, an accessory unit or a property that sits apart from its neighbors.
Acreage, an unusual improvement or very few comparable sales? Those files are scoped individually on the complex property page.
How we help
From appraiser selection to report delivery.
Matched by property type, market and complexity. License, competency and insurance confirmed.
Status shared at key points, with early notice when something needs your attention.
Reasoning, support and completeness checked before the report reaches you.
| Form | Report | When it fits |
|---|---|---|
| 1004 | Uniform Residential Appraisal Report | Single-family, interior and exterior inspection |
| 1073 | Individual Condominium Unit Appraisal Report | Individual condominium unit |
| 1025 | Small Residential Income Property | 2–4 unit, with rent analysis |
| 2055 | Exterior-Only Residential | Lower-risk files where an exterior inspection is enough |
| 1075 | Exterior-Only Condominium Unit | Condo equivalent of the 2055 |
| 1004C | Manufactured Home Appraisal | HUD-code manufactured housing |
| 1004D | Appraisal Update and/or Completion Report | An update to an existing appraisal, or confirmation that required repairs or construction are completes |
Legacy form numbers help describe familiar residential assignments. The required report format depends on the client, loan program and applicable transition requirements; see the UAD 3.6 hub. Availability can vary by state and client.
Related reading
Have a residential file to place?
Tell us the property, the loan program and where it is. We’ll help confirm the report and scope.