FHA and government lending appraisals.
FHA and other government-backed loans have specific property and reporting requirements. Tell us the loan program and property details so we can discuss the appraisal you need. We match FHA and USDA appraisals to appraisers who already work with those programs. For a VA loan, ask us how we can support the order.
Different loans. Different appraisal needs.
Tell us the loan program and the property. We’ll confirm the appraisal scope and reporting requirements before the order is placed.
Homes and condominiums
Purchase and refinance appraisals for single-family homes, condominiums and PUDs under FHA guidelines.
Two- to four-unit properties
Appraisals for FHA-financed small residential income properties, including the rental income analysis required for the loan.
Renovation loans
FHA 203(k) appraisals that consider planned repairs or improvements, assigned to appraisers whose renovation competency has been confirmed.
USDA and VA lending
USDA
Appraisals for USDA-guaranteed rural housing loans.
VA
Appraisals for VA-guaranteed home loans. Talk with us about the property and loan requirements.
An appraiser who understands the loan program.
Each program has its own property and documentation rules. We plan the assignment around them from the start, so the appraiser understands the program’s requirements before work begins.
The right experience
We match each assignment to the loan program, the property type and the market. FHA assignments go to FHA-roster appraisers.
Scope agreed early
Scope and documentation are set to the program’s requirements before the inspection. Renovation assignments are offered only to appraisers whose 203(k) competency has been confirmed by an Avisso assessment.
Review before delivery
We check the report’s reasoning, support and completeness before it reaches you.
A few details help us get started.
Sharing these at the start helps the appraiser plan the inspection and the documentation the loan needs.
Property and access
The property address and type, whether single-family, condominium, PUD or 2–4 unit. Let us know whether it’s occupied and who can arrange the inspection.
Loan program
Whether the loan is FHA, USDA or VA, and the case or loan number if one has been assigned.
Repairs or renovation
Any known condition issues that may raise a repair or safety question at inspection. For a 203(k) loan, the contractor’s bid or the planned scope of work.
More on the appraisal process
Unusual property? See complex property appraisals. New to appraisals? Start with what a real estate appraisal is.
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Residential appraisals
Conventional and FHA residential assignments, the report forms and how we manage them.
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New construction: prepare the property information early
What to gather before the appraisal of a newly built or nearly complete home.
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Understanding UAD 3.6
What the updated reporting standard and redesigned residential report change.
Have a property and loan program in mind?
Tell us the program, the property and where it is. We’ll help confirm the appraisal scope and reporting requirements.