Appraiser Network Application Form

Thank you for your interest in joining our nationwide network of Appraisers…

Avisso is looking for the best & brightest in residential appraisal!

Founded by an appraiser with over 20 years of residential valuation experience, Avisso’s network of certified appraisers are part of a business that understands the traits of good appraisers.

Important! You must agree to the terms below.

Insurance Information

Licensing / Certification Designations Information

Qualification Standards:

1. Appraiser must hold a current state license or certification for real estate appraisal issued by a state organization or a state-regulated agency whose criteria for certification currently meets criteria issued by the appraiser qualifications Board of The Appraisal Foundation. NO TRAINEE LICENSES ACCEPTED.
2. Appraiser must understand investor and secondary market guidelines, including those of FNMA, FHLMC, and HUD, and be able to competently apply these requirements as well as any more stringent requirements established by Avisso or its clients in the completion of all order assignments.
3. Appraiser must be qualified and in good standing with any and all licensing agencies and must not be prohibited from performing appraisal work by any state licensing agency, nor misrepresent any information in this application or other supporting document contributing toward Appraiser’s approval.
4. Appraiser must successfully pass a criminal background check, referenced herein as a Notice and Authorization for a Criminal Background Check, initiated by Avisso, and meet related requirements for panel eligibility.

Approval Documentation Requirements:

1. Avisso uses the following documentation criteria in approving Applicants for our Approved Residential Appraiser Panel. The documentation criteria are subject to change without notice. Applicants must:
2. Complete the Appraiser Application. The application and resume pages may be completed entirely or Appraiser may complete the application page and also attach a current resume that includes all employment for the prior five years, plus a listing of professional education classes taken for licensing or continuing education within the last two years. The resume should note what percentage of time was devoted to the appraisal of real property for each employment period.
3. Provide a copy of the current state License or Certification for any state in which Appraiser has registered and desires to perform appraisal assignments.
4. Include a copy of HUD Certification if applicable.
5. Attach a copy of current Declarations Page (Certificate) of Errors and Omissions Insurance policy. Disclose an Appraisers Application if Appraiser or the firm, through which currently or formerly employed, has ever been involved in a lawsuit (pending or resolved.)
6. Complete the Notice and Authorization for to procure a Notice and Authorization for a Criminal Background Check.

EDI Standards:

Avisso operates with a system of electronic data interchange (EDI) for electronic appraisal ordering and report transmission. Appraiser understands that he/she is required to comply with these standards, or the standards set forth in any exhibits related to technology requirements. Appraiser agrees to maintain current software versions and system hardware to comply with these standards and understands these standards are subject to change or revision as current technology changes. Avisso will apprise Appraiser of any changes to the most current standards employed by Avisso. Appraiser’s approval status is subject to compliance with this electronic standard requirement.

By clicking I agree, appraiser stipulates that he/she will act in accordance with the responsibilities indicated herein.

1. Appraiser understands that placement on the Avisso approved appraiser panel does not guarantee him her appraisal work. Contracts for appraisal assignments are given on a job to job basis. Avisso has sole discretion as to whom appraisal assignments will be delivered.
2. Appraiser understands Avisso is the appraisers client. Appraiser understands and agrees that appraisals transmitted to Avisso, including all data and information shown on said appraisals, are the property of Avisso exclusively in appraiser has no interest therein. Appraiser will not provide a copy or summary of any appraisal delivered to Avisso, nor any search therein from, to any person, without Avisso's advance written authorization.
3. Appraiser will not accept orders directly from Avisso clients. Appraiser agrees that all orders must be received from Avisso electronically.
4. Avisso client appraiser may service include, but not be limited to: CoreLogic Appraisal Services, Prime Valuation Services, and Rels valuation.
5. Appraiser agrees to accept all orders that he she has a technical and geographic competency to complete. Appraiser acknowledges having knowledge and experience to complete assignments confidently and is familiar with all significant market factors in their geographic areas of coverage on file. Appraiser agrees he she will not accept assignments based on any attributes including, but not limited to, property types, client, and/or fees (i.e. "cherry picking"). Appraiser agrees to complete appraisal assignments from all current and future clients of Avisso on a first in first out basis.
6. Appraiser has the right to refuse any and all offers of appraisal assignments. Appraiser retains sole and absolute discretion, control, and judgment in the manner and means of executing the appraisal assignment in accordance with appropriate regulatory guidelines for requirements. In the event appraiser has an excessive amount of order deadlines, Avisso reserves the right to a valuate and or modify appraisers coverage area on file with Avisso.
7. When an order is accepted, appraiser agrees to complete the order within the stated turnaround time, product, and client expectations as indicated in the appraisal order, Avisso appraiser company standards policy, and the Avisso Residential Appraisal Guidelines which can be accessed on this website. The turnaround time defined as the time in which the report must be electronically delivered to the appropriate operations center, begins when the request for the appraisal is received and accepted by the Appraiser, as verified by the electronic mail date and time. Orders that are subject to client realtor delays, property access issues, or incomplete incorrect orders will be adjusted in the turnaround time calculations. Appraiser will manage exceptions on a case-by-case basis by contacting the appropriate operations center as soon as possible learns of the occurrence of the delay, and the clock will restart when the inspection is completed. The turnaround time clock stops when Appraiser completes the report and electronically transmits the report, as verified by the electronic-mail date and time.
8. When a client determines that an appraisal ordered should be canceled, and operations center representative will cancel the order and notify the Appraiser. If Appraiser is advised of the cancellation by the property contact, Appraiser should notify the appropriate operations center immediately. A cancellation charge will be applied some work has been completed on the appraisal order. Cancellation charges will be processed as follows:
   • Appraisal ordered and/or assigned, but not inspected: no charge.
   • Property inspected, but data entry of form has not begun: 50% of total fee.
   • Property inspected and data entry form has been completed: hundred percent fee with appraisal delivered to Avisso.
9. Appraiser has reviewed the Avisso residential appraisal guidelines and standards of professionalism located on our website. Appraiser agrees to perform all appraisal services for Avisso in accordance with these guidelines and standards as amended from time to time, which are incorporated into this agreement.
10. Appraiser will complete all inspections in person and will not allow assignments to be completed by, or assigned to, any other appraisers without prior approval by Avisso.
11. Appraiser agrees to input the following paragraph in either the addendum or in the narrative section of the appraisal report submitted to Avisso. Failure to include this paragraph will result in an unacceptable report rating when audited.

    "The intended user of this appraisal report is the lender/client. In less specifically stated with in the report, there are no additional intended users. The intended use is to a value wait the property that is the subject of this appraisal for a mortgage finance transaction, subject to be stated scope of work, purpose of the appraisal, reporting requirements of this appraisal report form, and definition of value is defined in the report."

12. Appraiser agrees his/her use of electronic communications to transmit appraisals is secure; only appraiser knows the password required to transmit appraisals and only appraiser has the access required to electronically transmit an appraisal with an electronic signature.
13. Completed appraisals will be transmitted to a Avisso by established and current EDI methods. Appraiser commits that appraisal reports, final inspections, and addendum's will be completed and delivered in compliance with industry, regulatory, and Avisso standards for individual products.
14. Appraiser agrees that he/she will not directly supply client with completed copies of appraisals.
15. Appraisal communications/re-considerations: appraiser acknowledges that he/she may be contacted by real estate brokers, sales people, homebuyers, home sellers, or others who see adjustments to the value conclusions in his/her appraisal reports. Appraiser agrees that he or she will immediately refer or report also have contacts or request to the appropriate operation center for each of you so client, as listed in the Avisso website, and will not take any response of action and less a formal appraisal reconsideration request is received from Avisso for a Avisso client. Appraiser further agrees that in responding to such request, he or she will: utilize the Avisso required forms and it adhere to other applicable appraisal review policy requirements imposed by Avisso and/or its clients; comply with USPAP and other applicable laws, rules and standards; and refrain from submitting any alter appraisal reports and left all changes have been adequately supported inappropriately documented in the revised report.
16. Revisions to sales contracts: Appraiser acknowledges that in connection with his/her appraisals, he/she may receive revised sales contract that change the purchase price due to alterations of the improvements. Upon receipt of a revised sales contract modifies the purchase price due to alterations of the improvements, Appraiser will analyze the changes and make appropriate revisions to the appraisal report. The revisions to the report include changing the terms of the contract for sale in the contract section, adjusting the comparable sales as needed, and if the opinion of value is changed, providing a detailed explanation for the change in value.
17. Appraiser agrees to notify of Avisso, whenever possible, via its website or other communication means or any absences, at least one week prior to start date, by submitting a request to be placed on blackout.
18. In the event that Appraiser's approval status with Avisso is terminated by Appraiser or by Avisso, all payments thereafter made to Appraiser shall be made in accordance with the compensation agreement in effect at the time that the assignment is ordered with Appraiser.

This agreement sets forth the terms and conditions under which Appraiser will perform appraisal assignments and will be compensated for services as performed on behalf of Avisso in his/her capacity of independent contractor Appraiser. And independent contractor Appraiser is an individual who has established a service provider relationship with Avisso, but is not employee or agent of Avisso.

Nature of relationship:

Appraiser is an independent contractor. Appraiser expressly agrees to be outside supplier of services when and as desired by both parties. Appraiser is acting as an independent contractor and not as an employee or agent of Avisso. This agreement does not create or evidence and a employer employee, principal agent, or joint venture relationship between Appraiser and Avisso an Appraiser is not, and shall not represent him/her, to be an employee of Avisso. Appraiser is an independent contractor and is not eligible to participate in or receive any benefit from any benefit plan, program or other arrangement that may, from time to time, be available to employees of Avisso including, but not limited to, any health, disability, or life insurance, vacation, holiday pay, sick leave, profit-sharing or pension plans. Avisso will not provide Worker's Compensation insurance for Appraiser. In states where Worker's Compensation insurance is required for the Appraiser, the Appraiser shall obtain at his/her cost than necessary insurance and shall provide proof of sent insurance to Avisso, if requested. Appraiser is solely responsible for payment of all applicable taxes and withholdings respecting all payments made under this agreement, and for all claims, damages and/or lawsuits arising out of the acts of Appraiser and Appraiser's employees, subcontractors and agents. Appraiser certifies that all of Appraiser's employees who will be directly involved in providing services in accordance with this agreement meet the requirements listed in the conviction of crime section of the Avisso Appraiser company standards policy agreement.

Placement on the Avisso approved Appraiser panel does not guarantee assignment of appraisal work to an Appraiser, a minimum amount of work to an Appraiser, or guarantee an amount of compensation.

Expenses:

Appraiser shall be responsible for all of Appraiser's own expenses, except for those that Avisso, in its sole discretion, agrees to pay, in advance and confirm in writing, on Appraiser's behalf.

Compensation:

Consideration for services performed by the independent contractor Appraiser is governed by the following terms:

1. Upon completion of each appraisal, Appraiser shall be entitled to the agreed upon fee as shown on the appraisal order form.
2. Avisso is Appraiser's client. Appraiser will not invoice Avisso clients directly. Appraiser will not need to invoice Avisso directly is all invoicing is handled automatically through our accounting department.
3. Avisso reserves the right from time to time to decrease the fee payable for any product listed, upon 30 calendar days written notice to Appraiser, and the decreased fee will apply to all new assignments ordered 60 days after the notice. Avisso further reserves the right to increase the fee payable for any product listed at any time, without notice, for any reason.
4. Appraiser agrees that any arrangement for compensation for appraisal services between Appraiser and Avisso is confidential in nature and should not be discussed with or communicated to any third party without the express written consent of Avisso, except to the extent any such discussion or communication is mandated by or protected under applicable law.

Insurance:

Prior to the commencement of work under this Engagement Agreement and it all times during its term, and to the extent that any insurance is carried on a claims made basis, also for such period thereafter that claims may be legally made with respect to the occurrences during the term, Appraiser shall carry and maintain in force, and Appraiser's expense, Worker's Compensation, liability, errors and omissions, or similar type of insurance. Policies must provide coverage levels appropriate insufficient to support the payment of all potential claims that may arise from Appraiser's performance of services and Appraiser's indemnification obligations under this Engagement Agreement, and shall: be primary and non-contributory with respect to any insurance or self-insurance that may be maintained by Avisso or its affiliates; be carried with companies rated a VI or better by AM Best; contain a requirement that Avisso be given written notice at least 30 days prior to any modification, cancellation or non renewal; and contain a waiver of all rights of subrogation against Avisso and its affiliates.

Amendments:

Avisso may amend this Engagement Agreement at any time by providing written notice to Appraiser of any changes in existing terms for inclusion of any additional terms. Such amendment shall become effective no earlier than 30 calendar days from the date of notice of amendment.

Term and termination:

Either Party may, upon 30 calendar days written notice to nonterminating party, terminate this agreement without cause. Subject to any notice requirements mandated by applicable law, Avisso may also terminate this agreement immediately upon Appraiser's breach of the terms of this agreement.

Indemnification:

Appraiser will indemnify and hold harmless Avisso, and each Avisso entity for any liability arising out of Appraiser's work product or for the release of any appraisals without Avisso's permission. Appraiser is liable for payment of any legal fees, claims, damages, losses and liabilities resulting from Appraiser's work product or nonperformance of the duties and obligations identified herein.

The intent of this Agreement between Avisso and Appraiser is to outline the roles, responsibilities, commitments and escalations of the parties.

Responsibilities:

1. To Comply with all rules, standards, and operating procedures which Avisso may provide to the Appraiser or adopt; including but not limited to the Avisso Appraiser Qualification Standards & Approval Documentation Requirements and the Avisso Appraiser Company Standards Policy Agreement signed by the Appraiser. Avisso reserves the right to amend these instructions at any time.
2. That he/she will not accept or complete assignments in which he/she has an interest, direct or indirect, financial or otherwise in the subject property.
3. To complete the work assignments provided by Avisso in compliance with its EDI technology requirements, or other requirements as may be modified in the future.
4. Immediately notify Avisso if his/her appraisal license is suspended, revoked or limited by any state licensing or governing agency.
   

Conviction of Crimes:

Avisso is unable to enter into associations with individuals, who have been convicted of or plead guilty to any crime involving dishonesty or breach of trust, or have been convicted of or plead guilty to any felony or misdemeanor. Appraiser warrants he/she has truthfully and accurately answered the “additional Information” questions on the Avisso Appraiser Application, has provided full disclosure through letter(s) of explanation for all questions answered affirmatively. Appraiser acknowledges and agrees he/she will be directly involved in providing services in accordance with this Agreement and had met this standard.

Credentials:

Appraiser represents he/she is a fully qualified real estate Appraiser (licensed as required by federal regulation or by the state(s) in which he/she operates) who is being employed as a professional in his/her field. Avisso also requires the Appraiser to abide by all applicable state-imposed appraisal regulations and obligations, to comply with all state licensing requirements, and to continue the education programs necessary to maintain all state licenses required in good standing. Avisso will verify Appraiser’s credentials throughout his/her term of Agreement.

1. Appraiser understands that the license renewal process in some states or with FHA/HUD can be lengthy. Appraiser agrees to plan ahead to ensure that licenses and certifications do not lapse in states where Appraiser intends to appraise. Appraiser will make sure that all continuing education requirements are met in advance so that the state will have a reasonable amount of time to issue a license.
2. Appraiser is licensed or certified as required in order to perform appraisal services related to property located in the states on file with Avisso and will provide to Avisso a copy of each such license and renewal thereof. Appraiser will maintain these licenses/certifications throughout the term of this Agreement and will advise Avisso immediately of any investigation and/or proceeding relating to said licenses/certifications. Appraiser indemnifies Avisso for any and all losses, damages, fines and/or costs, including reasonable attorney’s fees, in connection with any failure by Appraiser to be properly licensed/certified.
3. Appraiser certifies he/she will maintain an Errors and Omissions (E&O) Insurance policy in force at all times, without any lapses in coverage, as an approved Appraiser with Avisso. Minimum coverage amounts are $300,000 each claim and $1,000,000 aggregate. At time of E&O policy renewal or when submitting proof renewed licenses and certifications, Appraiser agrees to also provide proof of continued (or renewed) E&O Insurance coverage. Appraiser understands it is his/her responsibility to ensure Avisso had a current policy copy of E&O insurance at all times.
   

Fees:

Avisso reserves the right to charge fees for appraisal panel services rendered to Appraiser, such as systems access, technology and website applications utilized by Appraiser, and/or to allocate the cost of state or federal appraiser/panel registration and similar fees.

Standards:

Appraiser represents that he/she is familiar with the appraisal requirements of the department of housing and Urban Development (HUD) the Federal National Mortgage Association (FNMA), and the Federal Home Loan Mortgage Corporation (FHLMC) and that he/she will prepare appraisals that meet those standards as applicable. In addition, Appraiser agrees to perform his or her responsibilities under this Agreement in compliance with all applicable federal and state laws, regulatory requirements and professional standards pertaining to the appraisal or real property, including but not limited to the requirements specified in or established under the title XIV of the Dood-Frank Wall Street Reform and Consumer Protection Act, Title XI of the Financial Institutions Reform Recovery and Enforcement Act of 1989(FIRREA), and the Uniform Standards of Professional Appraisal Practice. Avisso may from time to time issue its own appraisal standards to which the appraiser agrees to adhere. Appraiser will be subject to ongoing quality assurance reviews by Avisso to verify Appraiser’s continued competency.

Privacy Information:

The privacy regulations an information security guidelines issued by the federal financial regulators pursuant to the title V of the Gramm-Leach-Bliley Act (“GLBA”) went into effect on July 1, 2001. Pursuant to those regulations and guidelines, covered financial institutions and service providers with access to confidential data and required to ensure that all service providers are marketing partners who have access to customer information provided for confidentiality and security of such information. To facilitate Avisso ability to demonstrate compliance with the privacy compliance of GLBA, Appraiser agrees and understands his/her obligations to the following which will apply to all data provided to Appraiser by Avisso.

1. As Used herein, the terms “Customer Information” shall mean any “nonpublic personal information” about the “customers” and “consumers” (as those terms are provided in the Term V of the Gramm-Leach-Biley Act and the privacy regulations adopted the under) of Avisso. “Service Provider” shall mean the Party accepting below as “Appraiser” and each of its affiliates and subsidiaries that are now or hereafter may be providing any goods or services to Avisso.
2. Service Provider hereby agrees that, except as may be responsibly necessary in the ordinary course of business to carry out the activities to be performed by Service Provider under its agreement(s) with Avisso or as may be required by law or legal process, he/she will not disclose any Customer Information to any third party other than affiliates of Service Provider or Avisso.
3. Service Provider hereby agrees that it will not use any Customer Information other than to carry out the purposes for which such Customer information was disclosed by Avisso unless such other use is (a) expressly permitted by a written agreement executed by Avisso, or (b) required by law or legal process.
4. Service Provider agrees to take all reasonable measures, including without limitation such measures as it takes to safeguard his/her own confidential information, to ensure the security and confidentiality of all Customer Information to protect against unauthorized access to or use of Customer Information.
5. Throughout the terms of this Agreement, Service Provider shall implement and maintain “appropriate safeguards” as that term is used in 314.4 (d) of the FTC Safeguard Rule, 16 C.F.R>, 314 (the “FTC Rule”) for all “customer information” as that term is defined in 314.2(b) of the FTC Rule, owned by Avisso and delivered to the Service Provider pursuant to this agreement.
6. Service Provider shall promptly notify Avisso in writing of each instance of (i) unauthorized access to or use of that customer information that could result in substantial harm or inconvenience to a customer of Avisso or (ii) unauthorized disclosure, misuse, alteration, destruction, or other compromise of that customer information.
7. Service Provider shall indemnify and hold harmless Avisso from and against any loss, claim, costs, penalties, and expenses that Avisso may suffer due to Service Provider’s breach of any provision in this section.

Law to Govern:

This Agreement shall be governed by and construed and enforced in accordance to the laws of the state of California.

Severability:

The provisions of this Agreement are severable, and if any part of it is found to be unenforceable, the other paragraphs shall remain fully valid and enforceable. This Agreement shall survive the termination or modification of any arrangements contained herein or in any Exhibits or Addendums attached hereto.

Entire Agreement:

This Agreement, which consists of all documents, encompasses the entire Agreement between Appraiser and Avisso and supersedes any and all prior Agreements and/or discussions. Avisso shall have the authority to unilaterally modify this Agreement as needed at its sole discretion.

I hereby authorize Avisso Appraisal Management, and/or any consumer reporting agency used by Avisso, to procure at any time a criminal background report on me in connection with my application for placement on the Avisso approved vendor panel, or continued retention on the Avisso approved vendor panel. I understand that these reports may be sought for the purpose of determining my suitability for placement on the Avisso approved vendor panel, retention on the Avisso approved vendor panel, and suitability perform assignments for valuation support service clients, and may include, but are not limited to, social security trace, criminal records, and / or regulatory board action. The information contained in these reports may include information regarding my character, general reputation, personal characteristics and or mode of living, and may be obtained by a consumer reporting agency, from public record sources, or various private and governmental agencies.

I understand that before any adverse action is taken based in whole or in part on the report obtained pursuant to this authorization, I will Be provided with a copy of the report, the name, address and telephone number of the consumer reporting agency, as well as additional information on my rights under the law, including my rights to challenge any information in the report. I further understand that if I make a timely written request to Avisso they will provide me within five days with the name, address and telephone number of the reporting agency and the nature and scope of a criminal background report.